letter to seller/home owner

AmeriCountry Realty Group LLC
631.83X.XXXX

To The Property Owner;

If you do not have a current mortgage on your home, there is more than one way to sell your home. If you were to hold a mortgage on your home, it would be the same as a bank holding that mortgage, only, you get the interest from the buyer. The mortgage you hold as the lender, is in “first position” which means if for any reason a buyer could not make the payments due to illness, death, etc., you would foreclose and maintain ownership of the property.

Due to the high cost and slow process of borrowing from banks to purchase homes, AmeriCountry Realty Group LLC specializes in seller financing to offer better deals to homeowners. These deals do not include lump sums of cash from a bank, but rather more cash over an agreed upon time, which will result in a number of things.
(1) Your ability to sell your property and move on.
(2) Our ability to purchase your home without depending on banks.
(3) More MONEY IN YOUR POCKET due to interest paid to YOU over time.

Seller financing is REAL. It can be seen as "risky" due to the fact that if the borrower - buyer - does not pay you, the lender, you must foreclose and take back possession of the property. You don't get your lump sum of cash either. However, what's better - Getting your full asking price and actually making up to 75,000 or more in interest OR bartering with a buyer who is dependent on bank financing and works to chew your asking price down 5 to 15 percent only to be 45 days into contract and unable to secure the funds for your home, requiring you to relist your property and continue to worry about selling???

Of course, you should consult your attorney regarding any information contained in this letter. But the bottom line is, you own your home. You want to sell your home. Why not remain IN CONTROL of the process, rather than relinquish it to realtors, lawyers and banks. Consult your attorney about seller financing. If he/she advises you against it, get a second opinion BEFORE you call this number, (631) 83X-XXXX.

I look forward to speaking to you.

Respectfully,

Thomas, Member
AmeriCountry Realty Group LLC

Thoughts?