Fines proposed for going without health insurance

[robdedgar]

My biggest issue here is, how will they enforce an unemployed person who doesnt work to pay for thier lack of health insurance.  My business is struggling right now I do not want to be forced into paying another 3,800 dollars at the end of the year because I cant afford healthcare, (or would rather pay for it when I do).  I also will not be able to afford that either.  And no I do not want the Government controlling anymore of my life then when they did when I served.  That is why I am not serving anymore!

[robdedgar]

Should you be forced to have auto insurnace?

I think one of the main reasons to have car insurance is to protect what you could possibly damage to someone else.  Like thier health or property had you caused an accident.  If I choose to not have health insurance and need medical assistance and choose not to use it, that doesnt hurt anyone else. 

[Bluemoon06]

If I choose to not have health insurance and need medical assistance and choose not to use it, that doesnt hurt anyone else. 

It does, because if a person doe not have health insurance and gets sick, he gets healthcare anyway but WE pay for it because he does not have his own insurance.

If a father doesn't have health insurance and his kids can't get immunization his kid gets sick and goes to school with your kids and they get sick.  When you go out to Luby's for dinner the guy serving you without healthcare will give you some whooping cough.

Sick people hurt us all.

[robdedgar]

I know I am a more responsible than that.  When I get sick I dont go to the emergency room and take a ride in an ambulance.  I drive myself to a medical facility that has lower payment options for the uninsured.  Yes, I have to pay upfront and do not know what type of care I will receive, however, I still believe this is a better idea for me since I have been to this facility about twice in five years. 

I know that is just me and there are people who abuse medical facilities.  And I agree that everyone should have better medical benefits but I do not see charging me $3,800 for not having insurance when I spend less than $300.00 in five years on my medical expenses.

Now my two year old son has a BCBS plan with a good deductible.  That is understandable and would be stupid on my part to disregard that.

[robdedgar]

I know someone is going to comment on me getting into a catastrophic scenario without health insurance.  Please believe me that I agree something needs to be done to make insurance more affordable as soon as possible, but why should I have to be fined so much money for such a high rate of uncertainty.