I NEED A REVERSE MORTGAGE SOURCE

[hcm]

I need a sensible, reasonable loan origination source for myself...just built my home over a year ago and am frustrated with my first dealing with a lender who doesn't do in-house underwriting...no answers, slow response, etc....

I have a simple deal - we own home, no liens, no mortgage, just appraised at $140k in Jan, built in rural area with no occupancy permit or inspections available...which should be irrelevant....so am tired of the anal exam in my first loan attempt....need a lender with close underwriter discussion contact, not an external unapproachable lender underwriter.

Located in rural Phelps
county MO.

[Real Estate Seller]

If you tell the whole story someone might be able to help.

[hcm]

Pretty much the whole, simple story....want a max equity reverse loan...66% at ages 70 & 73....zero owed on home, home is very new-barely over a year old...recent appraisal of 140K....should be simple process...if I can find a lender who can communicate with their underwriter....unfortunately I started with an inexperienced originator who is attempting to sell my loan ...to the biggie lenders....and now has my case file...

[hcm]

PS:  want a Reverse HUD HECM insured loan, will pay MPI....want usual HECM features - i.e. no repayment or negative equity lien ever ...etc.