What are the best options for home improvement loans?

[william007]

Hello,
Our credit scores, we recently found out is still only in the upper 600's. When we recently bought a car we were told we did not qualify for the 0% interest because we had filed bankruptcy. We now would like to get a home improvement loan but not sure what the best option for us would be. Should we just wait longer? Any suggestions?
Thanks

[Real Estate Seller]

If you own the home out right you might be able to get a home improvement loan if you have verified income. Lenders are scared of consumers that file bankruptcy that tell the lender that the consumer look for a easy way out instead of working things out with each lender to repay their debts. I know most will say things happen not under my control.

When the lender gave you the loan/credit you were smiling ear to ear now when it come time to pay smile from ear to ear and repay your debts.